Moving Jitters

Aside from the huge responsibilities of the monthly ammortization, association and maintenance dues, I have a lot of uncertainties re: moving to our new place.


1. I'm not 100% sold . I was just convinced by my husband, my dad, my uncle that it was going to be a smart move especially if we're getting a 'family loan' for the equity plus a government loan for the rest. I am not a financially savvy person, so I am so scared of the monthly obligation. But since marriage is a partnership, I decided to heed my husband's advice and reassurance!


Add up to the fact that I read from a friend's blog that "owning your own home" is a liability (? how true is that ? anyone ? ) unless you get a little bit of income from the rental. Well, we're striving to make it nice so we can rent it out for a higher price in the future, if ever.


2. I love convenience. Our new place is far from everything. Far from the gate of the compound, far from grocery stores and shopping malls, far from the office (takes 3 jeepney rides), far from the bus going home to Laguna. I have to get used to the commute since I won't expect my dad to always follow my schedule. (I am not planning to drive any time soon) . The San Lo apartment spoiled me so much because I just walked everywhere.


3. It seems like we're neighbors with some important people and it just gives me goosebumps to see the whole entourage standing by the hallways giving you the once-over everytime you pass by. :oP Maybe we should make friends with the motorcycle escorts so we can avoid traffic, hehe.


So there. Now I am learning , the hard way - that there should be a lot of things to think about when getting your own home beyond "simply wanting to have one" -- the additional costs of maintenance and association dues, convenience factors (accessibility, etc consider this because of the transport and opportunity costs) , the neighborly-ism of your neighbors and the ease of dealing with your developer!

This morning I was cooking breakfast in our San Lo apartment - only to find out that my coffee and my sandok are not there anymore :-( turns out my folks (in their excited effort to make moving easier for me) packed the contents of my pantry already and brought them to the new place last night.

I feel sad about letting go of my Makati convenience ! Stale air, car exhaust fumes, cockroaches and all!